| Personal/Business Banking |  |
| Cash Management | |
| Remote Deposit | |
Remote Deposit Capture
Can't get away from the office to make a deposit. Let us simplify things with Remote Deposit Capture.
Business Banking
American Trust Bank of East Tennessee will give your business the extra service and attention only a locally owned and managed bank can offer. We're a committed financial partner with insight into the local economy, and we're willing to give a hands-on approach to helping you reach your goals.
Business Checking Accounts
Business Checking
- A convenient, affordable checking account for business customers with limited transaction activity
- For businesses with low transaction activity each month
- $100 minimum deposit to open
- $8 Monthly Maintenance Fee
- Process up to 150 checks per cycle
- For each item above 150 a $.25 per item charge will be applied
- Online Banking
- ATM/Debit Card (sole proprietor only)
Commercial Checking
An account designed for businesses with higher transactions each month.
- For businesses with higher transaction activity.
- $100 minimum deposit to open.
- No monthly maintenance fee when you maintain a balance of $2,500 or higher.
- For balance below $2,500, the monthly maintenance fee is $15.
- Process up to 400 checks.
- For each item above 400 a $.25 per item charge will be applied.
- Online Banking
Other Business Products and Services
Credit Cards
Our Visa® Credit Cards give you plenty of options to meet your business needs.
- Simplify backroom processing by consolidating vendor payments into one monthly bill.
- Reduce time spent authorizing small or routine expenditures.
- Carry the one flexible card that does it all.
- Conveniently manage business travel and purchasing.
- Get extra value, convenience and flexibility.
- Gain access to rewarding choices for your business.
- Enjoy the prestige of Platinum and Gold editions.
Cash Management
At American Trust Bank, we are committed to the success of your business. Large or small, we have a variety of electronic products that are designed to meet your individual needs. In today's competitive environment, your focus is to grow your business and grow your profit. We can help you achieve these goals with the technology and expertise needed to help you simplify your operations. Maximize your money, your time and your profits with this powerful business tool.
Free Online Banking
Enjoy the ease and convenience of banking from anywhere, at any time, absolutely free!
- Access account information 24 hours a day, 7 days a week
- View images of checks and deposits
- Transfer funds, including future dated and recurring transactions (6 PM cutoff time)
- Access previous monthly statements
- View current and memo posted transactions
- Account Reconcilement into most financial management software such as QuickBooks or Microsoft Money
- Bill Pay
Remote Deposit
As a business owner, you know finding better and faster ways to do business makes you successful and keeps you ahead of your competition. That is why we are excited to introduce Remote Deposit. Using the latest, patent-pending technology, Remote Deposit allows you to scan and submit checks electronically from the convenience of your desk. It’s like having a teller at your business!
Convenient, no hassle banking Peace of mind and decreased liability Improved cash flow Reduced Expenses Safe handling of checks Increased productivity for you and employees
Click here to view a brochure about Remote Deposit.
Merchant Processing
Perhaps your business has been accepting credit cards for years, or you are thinking about accepting them for the first time. Either way, American Trust Bank has a complete merchant bankcard program that will provide fast transaction approvals and settlement. It's fast, easy and worry-free.
- Credit Card Processing for Small and Large Businesses
- Quick Customer Response
- Competitive Pricing
- On Site Set up and Staff Training
- 100% Customer Satisfaction Policy
- Set up Tailored to Customer Needs
- Free Consultative Visit
- Free Analysis for Existing Merchants
We are strongly committed to the success of your business in our communities. If you would like to set up an appointment to discuss how we can simplify and improve your business operations, please contact one of our Customer Service Representatives at your nearest location or you may email us at customerservice@atbanktn.com
Equal Housing Lender