| Personal/Business Banking |  |
| Cash Management | |
| Remote Deposit | |
What's New
Want to know what is going on at American Trust Bank? Visit the What's New section.
Electronic Banking
ATMs
You can access your American Trust Bank account information 24 hours a day, 7 days a week. With your American Trust Card, make cash withdrawals and balance inquiries at thousands of ATMs worldwide. Loan payments and deposits may be made at the LaFollette, Lenoir City, and Homberg Drive ATMs. Also, you can use your American Trust Card to make withdrawals at any ATM in the Continental U.S. without charge.
Wire Transfers
Funds may be sent or received from almost any part of the world by wire transfer. For additional information about these services, please contact Customer Service at 865-588-1500.
Direct Deposit
With the convenience of direct deposit you can have immediate access to your money by having your payroll or social security checks deposited directly into your account. Eliminate trips to the bank to cash your paycheck. Direct deposit is safe, simple, and smart.
Merchant Services
Increase your company’s sales by accepting Visa or MasterCard with American Trust Bank’s Merchant Services. Features include online reporting, unmatched customer support 24 hours a day 7 days a week, and online reporting.
In Touch Voice Response Telephone Banking
Benefits
- Convenient - It's available to you 24 hours a day, 7 days a week.
- Fast - Making one phone call can complete transactions.
- It's FREE - There is no cost to you for this service
- The call is FREE - The toll free number can be used anywhere in the Continental U.S.
- It's Safe - Your PIN (Personal Identification Number) assures you of security
- Dial 1-866-703-7880 and follow the prompts to set up your access, including selecting your PIN.
- Make sure to use In Touch at least once every 120 days.
- For security purposes, if you do not use it at least once every 120 days, your account will become inactive and you will need to call the bank to reactivate your account.
- Check the balance on your accounts
- Make transfers between accounts
- Make loan payments
- Verify deposits
- See if a check has cleared your account
Online Banking
Access to your account information is free and you can make transfers, send us questions, review past account history and statements, and view and print copies of recent checks.
Online Bill Pay
Online bill pay is an easy way for you to pay all your bills from one secure website. No more handwritten checks, envelopes, or stamps. It's as simple as visiting our website, logging into your bill pay account, from Online Banking, and paying your bills at your convenience.
Debit / Check Cards
Debit / Check cards are much more convenient to carry than cash or checkbooks and they still provide accessibility to your checking account. Debit / Check cards can be used to purchase goods and services at any location that accepts VISA or MasterCard. (Cards issued based on credit approval)
Equal Housing Lender