
Got questions about our great services? Click on the links below for information or fill out our Contact Us form.
A checking account with unlimited check writing and no monthly service charge.
This checking account is available to customers age 55 and above. Unlimited check writing and no monthly service charge. American Gold checks available with this account.
A complete package of valuable benefits, bank services, and discounts for a low monthly maintenance fee.
Unlimited check writing privileges and attractive interest rates. No monthly maintenance fee when maintaining a minimum daily balance of $1,500 or more.
For those who maintain a higher balance in their checking account, this account allows you to earn higher rates.
| Account Types | Free American Checking | American Gold Checking | All American Club Checking | NOW Account | President’s Club Checking |
| Recommended if you want… |
A checking account with no monthly fee and unlimited check writing |
A checking account for ages 55+ with no monthly fee and unlimited check writing |
A checking account with convenient and affordable banking and non-banking services* |
A checking account that earns interest and unlimited check writing |
A premium account with preferred rates and discounts on bank services |
| Minimum Opening Deposit | $100.00 | $100.00 | $100.00 | $100.00 | $5,000.00 |
| The Minimum Daily Account Balance to avoid a monthly service fee | $0 | $0 | $0 | $1,500.00 | $0 |
| Monthly Service Fee | $0 | $0 | $7 | $15 if below $1,500 | $0 |
| Interest Bearing | No | No | No | Yes - Tiered |
Yes - Tiered Premimum Rate on Balances between $5,000.00 and $50,000.00 |
| ATM/DEBIT Card Available |
Yes- No withdrawal fees at any ATM |
Yes- No withdrawal fees at any ATM |
Yes- No withdrawal fees at any ATM |
Yes- No withdrawal fees at any ATM |
Yes- No withdrawal fees at any ATM |
| Internet Banking and Online Bill Pay | Free | Free | Free | Free | Free |
| 24-Hour Telephone Banking | Free | Free | Free | Free | Free |
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Additional
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· Image Statements · SafetyNET Available** |
· Image Statements · Free Club Checks · SafetyNET Available** |
·Unlimited check writing |
· Image Statements · SafetyNET Available** |
· Image Statements · Free Club Checks · Free Safe Deposit Box |
*Insurance products: Are not FDIC Insured; Are not a deposit of the bank; Are not guaranteed by the bank; May go down in value; Are not insured by any government agency | |||||
**Our overdraft protection service is not a traditional line of credit and, as mentioned above, we do not encourage our customers to overdraw their accounts. In fact, you may also inquire of us if there are other more traditional lines of credit available to you. The payment of an overdraft is not guaranteed under the overdraft protection service. We reserve the right to return any check drawn on your account if the balance of your account is not sufficient to pay the check or if your account is not in good standing. | |||||