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Knoxville Locations

LaFollette Location

Lenoir City Location

 

Home > Personal Banking > Checking Accounts

Checking Accounts

All American Trust Bank Checking Accounts Include:

No Fee ATM Transactions Anywhere in the World
Free Interent Banking
Free Web Bill Pay
Free Electronic Statements

American Checking

Benefits
No fee for ATM/Debit Card transactions worldwide
Internet Banking with Online Bill Pay at no charge
24 Hour Telephone Banking (866.703.7880)
Direct Deposit Available
Free eStatements1 with check images
 

Requirements
$100 minimum to open
$100 average monthly balance to avoid $5 monthly fee

 

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Freedom Interest Checking

Benefits
No fee for ATM/Debit Card transactions worldwide
Internet Banking with Online Bill Pay at no charge
24 Hour Telephone Banking (866.703.7880)
Direct Deposit Available
Free eStatements1 with check images
50% discount on any safe deposit box for the first year
Cashier's Checks at no charge
Interest bearing account.  
    Rate is variable and earning are credited monthly
    Balances below $2,500 do not earn any interest
 

      Requirements
      
$2,500 minimum to open
      $2,500 daily balance to avoid $12 monthly fee

 

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Freedom Club Checking

    Benefits
    No fee for ATM/Debit Card transactions worldwide
    Internet Banking with Online Bill Pay at no charge
    24 Hour Telephone Banking (866.703.7880)
    Direct Deposit Available
    Free eStatements1 with check images
    2 Free Check Orders a Year
    Security and Financial Benefits
        $10,000 Accidental Death & Dismemberment Insurance 2*
        $2,500 Dependent Child Accidental Death & Dismemberment Insurance 2*
        $10,000 Identity Fraud Expense Reimbursement 3*
        Identity Fraud Resolutions Services
        Credit Card Registration Program
    Shopping and Travel Benefits
        $500 Grocery Coupon
        Preferred Hotel Savings Guide
    Health and Fitness Benefits
        EyeCare & EyeWear Plan
        Vitamins and Nutritional Supplement Plan
        Prescription Drug Plan
   

    Requirements
    $100 minimum to open
    $8.50 monthly fee

    You will receive the prescription drug plan, vitamins and nutritional supplement plan, preferred hotel savings guide, eyecare and eyewear plan, credit card registration, identity fraud resolution service, and $500 grocery coupon book as a bonus when you open the account.  There is no minimum daily balance to obtain the bonus.  To earn the bonus, $0.01 must remain on deposit.  

 

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1Paper Statements are available for an additional $10 a month.  
2National Union Fire Insurance Company of Pittsburgh, Pa. is our Accidental Death Insurance underwriter.  For questions regarding claims of your coverage, call 866.210.0391.  
3 Identity Fraud Expense Reimbursement Master Policy underwritten by Travelers Causality and Surety Company of American and its property casualty affiliates, Hartford, CT 06183.  Coverage for all claims or losses depends on actual policy provisions.  Availability of coverage can depend on our underwriting qualifications and state regulations.  


* Not a deposit; Not FDIC insured; Not insured by any federal government agency; Not guaranteed by the Bank

 

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