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Personal & Home Loans

American Trust Bank offers financing for all of your personal needs.  Local bankers who know you and know your community can help you choose what’s right for you.

• Home Improvement Loans
• Mortgage Loans
• Construction Loans
• Home Equity Lines of Credit
• Auto and Boat Loans
• Personal Installment Loans 

SAFE Act

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) established a national registry for mortgage loan originators called the Nationwide Mortgage Licensing System and Registry (NMLS). Maintained by the federal government, the NMLS assigns each registered professional a unique identification number that is provided to consumers upon request and on certain loan documentation. In addition, each financial institution is provided with a NMLS unique identification number. American Trust Bank’s NMLS ID number is 507265.  

This registration information is viewable through the NMLS consumer access portal. To perform a search for an individual Mortgage Loan Originator (MLO), click on the link above and then type the MLO’s NMLS ID in the search field. If you do not know the NMLS ID you can also search by name, city, state, and/or zip code.

If you have general questions about NMLS Consumer Access, please contact the NMLS Call Center at (240) 386-4444.