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FDIC News
American Trust Bank of East Tennessee is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing* accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
*The definition of non-interest bearing transaction accounts includes both IOLTA accounts (regardless of interest rate) and NOW accounts if the interest rate paid on the account during all of 2009 is 0.50% APY or less. If the interest rate is above 0.50% APY at any time during the year, the NOW account is eligible only for the standard $250,000 in coverage under the FDIC’s general deposit insurance rules.*
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Notice - Unlawful Internet Gambling Enforcement Act of 2006
This notification is provide pursuant to the Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006 and Regulation GG. The Act prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us.
Equal Housing Lender